Banking & Workflow Utilities

A centralized collection of automated financial tools, audit systems, transfer reconcilers, and documentation helpers.

All Files Audit & Transfer Letter & Notice ECL & Risk Loan & Calc Reconciliation Legal Opinion
Loan & Calculator

Cost of fund calculation for bad loan

Automated audit system (V8) to verify loan uncharged interest
COF_Calculation_v8.html Open →
Loan & Calculator

Cost of fund calculation NEW SYSTEM

New required by zn co
WAIVER_CALCULATOR_V1.html Open →
Loan & Calculator

Cost of fund calculation for bad loan

Cost of fund calculation and worksheet writting online system
WAIVER_PROPOSAL_MAKER.html Open →
Legal Opinion

Legal Opinion System

Builds the chain of title for mortgaged land from CS to BRS/BDS records, deeds, succession and mutation. Checks hissa shares and heirs' shares (Muslim Faraiz and Hindu Dayabhaga), and flags gaps, name mismatches and over-sold land. Produces the bank's 16-point legal opinion as a Word file, with your letterhead and an ownership flowchart.
swattosutro_V2.html Run →
Audit & Transfer

Loan & Salary Audit System

Automated audit system (V8) to verify salary disbursements against active loan deductions with date-window matching.
Loan_Salary_Audit_System.html Open →
Audit & Transfer

Transfer Audit (Primary v2.1)

Comprehensive transfer audit program with auto-detection of register mismatches. Beta build.
transfer_audit.html Open →
Audit & Transfer

Transfer Short Parser

Lightweight HTML+TXT register matcher for quick per-inputter Dr/Cr audits.
transfer_short.html Open →
Audit & Transfer

Transfer Top-Sheet Generator

Builds printable category-wise transfer top-sheets with signature lines from the daily register.
Transfer_Supplimentary.html Open →
Letter & Notice

Bank Letter Generator v3

Quickly draft structured and standardized corporate bank correspondence.
bank-letter-v3.html Open →
Letter & Notice

Smart Notice Generator

Batch-generates Bengali/English official notices from row data, with Excel import and rich-text templates.
batch_letter.html Open →
Letter & Notice

Loan Closure Certificate Generator

Smart-paste auto-extract from statement text, prints a certificate with amount-in-words conversion.
LCC_Generator.html Open →
Letter & Notice

CC Interest Calculation

Calculate uncharged interest for CC Loan
ccinterestcalculation.html Open →
Letter & Notice

Digital Account Opening Form

Fill-and-print savings account opening application: main form, rules page, and signature card.
sbac.html Open →
ECL & Risk

ECL Year Grid — For Term Loan (Version 18 Sep 2026)

Statement-CSV ECL year-grid processor for term loans (একক বা দ্বৈত PRIN+LIQ) — Loan Category ও Written-Off অবস্থা স্বয়ংক্রিয় সনাক্তকরণ, BRPD Circular-15 অনুযায়ী CL ক্লাসিফিকেশন, প্রোডাক্ট/ক্যাটাগরি-ভিত্তিক সুদের হার প্রিসেট, CL ডেমো শিট, এবং ব্যাংকের রিপোর্টিং পোর্টালের জন্য console সিঙ্ক-স্ক্রিপ্ট তৈরি করে।
Term Loan Open Processor →  |  ↓ Download
ECL & Risk

ECL Year Grid — CC Loan ECL Data processor

Statement-CSV ECL year-grid processor with preset financials and console sync-script generation.
CC_ECL.html Open Processor →  |  ↓ Download
Loan & Calculator

Loan Eligibility Calculator

Evaluate loan eligibility, EMI, and max sanction capacity against 39 bank salary-loan rules.
Loan_Eligibility.html Open →
Loan & Calculator

Statement of Affairs (SOA) Cleaner

Prepare, filter, and export Statement of Affairs reports to CSV and PDF.
SOA.html Open →
Reconciliation

Precision Cash Sync

Daily physical cash ledger and Core Banking System balance synchronizer with audit reports.
Precision_Cash_Sync.html Open →
Reconciliation

Transaction Tracking

Monitor transaction flows and maintain organized, exportable reconciliation sheets.
transaction-tracking.html Open →