I publish practical explanations about banking and personal finance—plus calculators that follow real-world banking logic. My focus is helping borrowers and professionals in Bangladesh understand costs, documentation, and decision-making clearly. If you’re comparing loans, planning repayments, or learning how banks evaluate cases, you’ll find step-by-step guides here. If you want to work smart you can visit my site or can take any help you need.
Start Here Read Articles Use CalculatorsNew visitor? Start with one the following. They guide you where to begin based on your needs.
If you work in a bank, explore tools and ideas to modernize workflows, reduce fraud risk, and improve productivity. You can also read guides to help customers better. Your work will be easier and faster.
Open itIf you’re a banking customer, want to deposit money, don't know how? Seeking a loan or planning repayments, start here. Learn practical tips to choose wisely, understand costs, and avoid common pitfalls.
VisitIf your need is specific, I offer customized advisory services and tool development to help you simplify and improve your banking operations. Reach out to discuss your requirements.
Explore ServicesI offer free online productivity tools developed from real banking experience in Bangladesh. Most tools are useful for bankers and customers across the country, while some are specifically designed for Agrani Bank PLC based on internal workflows and statement formats. Below are three of the most widely used tools.
Compare Declining Balance and Equal Principal methods, view full amortization schedules, and understand how interest and instalments change over time. Designed for borrowers, bankers, and finance learners.
This Cost of Funds (COF) calculator is specifically designed for Agrani Bank PLC, based on the CSV statement format used in the bank’s internal software system.
Other banks use different core banking systems and statement structures. Therefore, this tool may not produce accurate results for institutions outside Agrani Bank.
If you are a banking professional from another bank and require assistance with COF calculation, statement analysis, or customized tools, please visit my Professional Services section for tailored support.
Estimate loan eligibility based on income, existing obligations, and safe affordability rules. Useful for both banking professionals and customers to understand borrowing limits before applying.
I use technology and real banking experience to publish practical banking and personal finance guides for Bangladesh. My focus is on loans, eligibility, repayment planning, documentation, and banking math — written from real-world experience at Agrani Bank PLC.
This website is maintained by Abdul Latif, a banking professional at Agrani Bank PLC (Bangladesh). The content here is educational and based on real banking practice, not promotional advice.
Important published updates
Finance content is sensitive, so transparency matters. I’m a banking professional at Agrani Bank PLC in Bangladesh. The guides and tools here are written to be understandable and practical—not promotional. I do not ask for your sensitive banking data, and most tools run directly in your browser.
I build calculators to reflect standard banking math (for example, reducing balance EMI). Then I add clear explanations: what each input means, what outputs you should focus on, and which real-life factors can change final costs (fees, rounding, insurance, documentation charges, prepayment rules, and changes in interest rates).
How: All tools run in your browser—no data is sent to my server. I do not store your salary, loan, or personal data. I developed these tools from real banking experience to help borrowers and professionals in Bangladesh understand costs, documentation, and decision-making clearly. specaily for Agrani Bank PLC.
I’m Abdul Latif — banker, developer, and technology enthusiast. My goal is to improve work style with modern tools and share banking knowledge in a way anyone can understand. I also enjoy movies, music, and poems—those are available in the site’s personal section.
For questions, tool feedback, or collaboration.