Last Updated: January 2026
⚠️ Important Notice:
All tools and content on ablatif.com are provided for educational and informational purposes only.
They do not guarantee loan approval, banking eligibility, or official decisions of any bank or authority.
1) Educational Use Only
The calculators, tools, and articles on this website are created to help users understand banking concepts such as
EMI, loan affordability, DSCR, cost of funds (COF), account opening procedures, and financial planning.
However, the website does not provide professional financial advice, legal advice, tax advice, or investment advice.
Always consult your bank, a financial advisor, or a qualified professional before making decisions.
2) Tool Accuracy Disclaimer
While we try to keep tools accurate, real banking systems may calculate differently due to:
- Bank-specific circulars and internal policies
- Rounding rules and installment structures
- Service charges, insurance, stamp duties, VAT, and fees
- Borrower risk classification, credit score (CIB), and internal approval rules
- Interest rate updates and regulatory changes
✅ Reminder: All calculations on this website should be treated as estimates, not official bank outputs.
3) No Guarantee of Results
We do not guarantee that the use of this website will result in:
- Loan approval or eligibility confirmation
- Acceptance of forms or documents by any bank
- Financial profit or better credit decisions
- Improved banking outcomes in Bangladesh or any country
4) External Links Disclaimer
This website may contain external links to banks, government portals, news sites, or third-party services.
We do not control those websites and are not responsible for:
- Content accuracy on external websites
- Security or privacy policies of third-party websites
- Any loss caused by third-party services
5) Advertisement Disclaimer
ablatif.com may display advertisements through Google AdSense or other networks.
Ads shown on this website are served by third-party vendors and may be personalized or non-personalized depending on user settings.
You can learn more about ad-related cookies in our
Privacy Policy and
Cookie Policy.
6) Limitation of Liability
To the maximum extent permitted by law:
- We are not responsible for financial loss, business loss, or missed opportunities.
- We are not liable for errors, delays, or technical issues.
- We are not responsible for any user decisions made based on the content or tool outputs.
- We are not responsible for results from any bank, regulatory authority, or third-party decisions.
⚠️ Use at Your Own Risk:
If you use any calculator or banking tool on this website, you accept full responsibility for how you use the output.
7) Contact
If you have questions regarding this disclaimer, please contact:
✅ This disclaimer is part of the terms for using ablatif.com. Please also read our
Terms & Conditions.